saving money

earn cashback as you shop by using cashback websites. links to my two favourites: Quidco https://www.quidco.com/raf/5764076/ Top cash back: https://www.topcashback.co.uk/ref/toptip OK they won't make you rich but saving a few pounds now and then does add up. It can take a while for the cashback to come through and it is never guaranteed but I have had very few problems with them. I have also started writing on hubpages so you can find other things there. https://hubpages.com/@mikec1978

Now I think you may need to be my age or older to have even heard of premium bonds but they have been in the news recently due to the interest rates being cut so I thought it a good time to write this. Premium bonds have been around for a long time in various forms. They are where you invest some money and instead of receiving a percentage interest you are entered into a prize draw to win a proportion of the total interest of the investment instead. They are run by National Savings and Investments (NS&I) which is a state owned bank A little history The current UK premium bonds were introduced on 17 th April 1956 as a new way of saving where each bond cost £1 (about £25 today) The idea was that each bond had a number and these would be put into a monthly draw and the winners would receive a tax free cash prize. The differences between this and other lotteries is that your number stays in the draw so even if you win you have the same chance of winning again the ...